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After two years of enthusiasm, the French real estate market begins measurable recovery. The first concrete signals, transferred by a decrease in rates and price stabilization, are confirmed in FNAIM numbers and the Laforêt transmitted field. Waiting -a -andbrow, which is gradually retreating to recovery, certainly still fragile, but tangible. In an uncertain economic environment, this excitement gives the air to a long paralyzed sector. It should be seen whether this dynamics can be resistant.
In short
- After two and a half years of crisis, the French real estate market finally shows tangible signs of recovery.
- The sale of old housing increased by 2.5 %in one year, with 892,000 notarial acts at the end of April 2025.
- Demand is growing strongly (+15 %), especially between second-kadeira and the first buyers.
- Several uncertainties persist through positive signals: geopolitical context, offer voltage and future Maprimerenov.
Returning Buyer’s Confidence: Sale goes up
Loans will explode in the real estate sector in France. “The market will find colors,” said Loos Cantin, President of the National Federation of Real Estate (FNAIM), during the cyclic point organized by June 18. After two and a half years of crisis, it will reveal the latest data of a specific restart of the old residential market.
Revenues increased by 2.5 % by the end of April 2025, ie 892,000 notarial events. Although this figure remains below the peak of 1.2 million sales recorded in 2021, FNAIM is now a 11 % hull table by the end of the year, with 940,000 transactions is expected in December.
This revival of the activity is directly linked to the improvement of financing conditions. In April 2025, the average mortgage rate (except for negotiation) was 3.13 %, which is a decline from one point per year and a half.
This development associated with the gradual return of the banking offer allowed a significant revival of the mortgage. As evidenced by the following numbers:
- In April 2025, EUR 12.6 billion was awarded in the area of housing, against 7 billion in January 2024;
- The overall demand began to begin on the rise, transmitted by the return of trust from buyers;
- Households again have improved shopping capacity and support the revival of frozen real estate projects.
So many elements that confirm that recovery is no longer a hypothesis, but a cycle that is introduced.
Still a fragile and segmented market
The increase in the volumes of transactions is not accompanied by a return to the outbreak of prices observed before 2022. On the contrary, “Rhythms of the price increase of real estate are associated with inflation”said Loos Cantin.
For over a year, old prices show a slight decline of 0.6 %, where in 2024 they retreated -3.2 %. If this stability is perceived as a sign of maturity on the market, the local situation remains very contrasting: Nantes (-13 %), Lyon (-12 %) and Bordeaux (-8 %) recorded their values in three years.
On the requirement side, signals are encouraging, but heterogeneous. The total demand increased by 15 % in one year, driven mainly by second-oachers (50 % of transactions), followed by the first buyers (33 %) and investors (17 %).
However, experts warn against other potential imbalances. If the buyers are back, sellers will become more demanding. Indeed, the share of goods sold after negotiations increased from 91 % to 86 % in one year and could drop to 75 % by the end of this year.
In parallel with this traditional dynamics, another trend is discreetly installation: introduction of cryptos, especially bitcoins, into real estate transactions. If this practice remains marginal in France, some investors, especially international, now prefer to purchase goods through these assets transferred to the euro.
This approach seduces especially in regions with high tourist attractiveness or advantageous taxes, where buyers crypto, often young and mobile, try to diversify their heritage. For innovative agencies, this is a new typology of buyers to be captured.
These adjustments, although healthy, also reflect the form of latent instability, driven by several factors of uncertainty. Among them, the partial suspension of the Maprimerenov system “questioning the dynamics of the renovation of the old park, while geopolitical tensions and the political environment can quickly reflect the momentum observed in recent months. If the current trajectory is confirmed, the market could move towards the new balance, but soon shout victory.
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A graduate of the Toulouse and the Blockchain Consultant Certification certification holder and I joined the adventure of Cointribuna in 2019. I convinced of the potential of blockchain to transform many economy sectors, committing to raising awareness and informing the general public about how the ecosysty developed. My goal is to allow everyone to better understand blockchain and take the opportunity they offer. I try to provide an objective analysis of messages every day, decrypt trends on the market, hand over the latest technological innovations and introduce the economic and social issues of this revolution.
Renunciation
The words and opinions expressed in this article are involved only by their author and should not be considered investment counseling. Do your own research before any investment decision.